LIFE & FINANCIAL SERVICES

• Funding of Buy/Sell Agreements
• Deferred Compensation Funding
• Executive Bonus
• Key Person Insurance
• Estate Planning
• Retirement Planning
• Life Insurance Programming
  - Level Term Life
  - Whole Life
  - Universal Life
• Annuities
• Disability Income Protection

EMPLOYEE BENEFITS

• Group Health Insurance
• Dental
• Long and Short-Term
• Disability Insurance
• Flexible Spending Accounts
• Section 125 Cafeteria Plans
• Self Funding
• Voluntary Life, Dental, Disability
• HMO's, PPO's, POS's, Indemnity Plans
• Employee Benefit Statements
• 401K Programs

Consumer Driven Health Plans

Simply Put…. a Consumer Driven Health Plan (CDHP) is an approach for providing healthcare benefits that combines a core contribution of funding by employers with increased choice and responsibility for employees and increased accountability for health plans and providers.

Typically, an employer makes it’s core contribution toward either a “Plan” or an “Account”, or both, and then gives employees choices as to how the money will be spent.

These plan designs or models include:

• Defined Contribution Plans
  
• Health Reimbursement Accounts (HRA’s)
  
• Health Savings Accounts (H.S.A’s)
  
  Among others.
  
  

Group Benefits Request for Proposal
Health Savings Accounts Q&A (PDF)
Provider Directories

FORMS

These forms are in PDF format and require Acrobat Reader. Employee Benefit Census Sheet Health Information Release Form HIPAA Security Compliance Checklist Small Employer Uniform Employee Application for Group Health Insurance